If you are an avid online shopper, you may have heard of ShopBack which provides consumers like us a chance to save more money through cash back from purchases. I was pretty sceptical about how it worked initially but having used it for a couple of months, I have seen its benefits through the actual cash I’ve received.
There are a couple of ways to use ShopBack – via ShopBack website (on desktop), the ShopBack mobile application or the ShopBack add-on on Google Chrome (on desktop). To use it, one must click on the desired merchant via the ShopBack website or mobile application in order for the transaction to be tracked. For the Chrome add-on option, if Chrome detects that you are at a merchant site that is part of the ShopBack program, it will notify you and you can activate the cash back tracking from there directly without having to click through the ShopBack website.
Every merchant listed on ShopBack will have a different percentage of cash back (i.e. 5.5% for Klook transactions, 6% for Expedia hotel transactions) or a fixed value per transaction (i.e. $5 for Airbnb). Essentially, as long as your cash back is tracked via the mentioned methods above, you will get the cash back equivalent once the transaction is confirmed by the merchant. Do note, however, that transactions can take up to 90 days for confirmation by merchants (for hotel bookings, confirmation will only be done after your visit).
So, I’ve covered the online shopping portion, but what about the other option, ShopBack Go?
ShopBack Go works in a different way and also provides cash back for consumers. Once you have linked your desired credit card to your ShopBack account, it will automatically track your cash back for you should they detect that you’ve made a transaction with a partner merchant. I experienced it myself when ordering a cup of coffee from Spinelli and paid for it with the credit card I linked to ShopBack (I didn’t realize that Spinelli was a partner). Upon payment, I received a notification via the ShopBack mobile app to inform me that my transaction was tracked. While it was just a small amount, I still appreciated the savings I had!
Once you have more than $10 accumulated from your confirmed ShopBack transactions, you will be able to retrieve the amount by linking it to your local bank account. Cash withdrawal will take a couple of days, but fret not, the money does indeed come in.
If you are still sceptical about it and wonder why such a site exists, you are not alone. I read up on how ShopBack and merchants benefited from this scheme and realized that merchants do not need to pay to get their site listed and will give ShopBack a cut of transactions. Through being listed under ShopBack, merchants will also gain publicity to consumers who use ShopBack. As such, it benefits both ShopBack and merchants, with consumers like us benefitting greatly from it.
So why not try it out? You can use my referral link here to get $5.